Insuring Equipment!

[csperk]

Ok Im looking to insure my equipment... But my insurance will only insure camera, lens, and tripods but not lights and props does anyone know of someone who will at least insure my lights....

[Drew Loker]

I have my gear "listed" with my homeowners. It is pretty reasonable...I am with Alstate. It is not really for business use, but you shoot a lot of person stuff, so you should be alright. Other companies may not even care and or ask.

[James Saxon]

I have my camera equipment insured with State Farm and everything is listed with prices, serial nos. and original bill of sales and we settled on a dollar value of the policy. They did ask me if I used the equipment professionally. Remember if you purchase and list items individually its best to review the list at least annually to make sure everything is added/deleted to keep current. With the price of cameras and lenses the annual insurance premuim is cheaper than replacing a shoe mount flash. Good luck.

[csperk]

Thanks I did give a list to my insurance "State Farm" and she is still telling me my Alien Bees will not be covered? But Ive had a couple of people tell me yes they do? Im so confused at the moment with them!

Ive been working on this for a couple of weeks and since Michael's gear was stolen I wanted to get on the ball!

[Drew Loker]

Thanks I did give a list to my insurance "State Farm" and she is still telling me my Alien Bees will not be covered?

That doesn't make sense. At least on mine, I am pretty sure I can add anything that has a value. In fact, new purchase are covered for 30 days. So because I have a listed policy rider, if I buy something... it is covered. I just have to get them a receipt in 30 days. Like I added my iPad...got there on the 30th day.

[csperk]

I was able to do it on a Business side...